Cummings Fraser & Associates

Cummings Fraser & Associates



Successfully Navigating the Employee Benefits Industry Since 1975. Cummings Fraser & Associates is an independent brokerage firm specializing in the purchase, installation, communication and administration of the employee benefits & insurance.


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We're Growing!

We're Growing!



All of us at Cummings, Fraser & Associates are thrilled to welcome two new partners to our brokerage, Kevin Werlinger and Dave Libao. Both are experienced benefit consultants who share our values and integrity. We are looking forward to many years together.

Our Services

Our Services



Whether you are an looking for a personal health insurance plan for you and your family or a company with anywhere from a handful to several hundred employees, Cummings Fraser & Associates has the expertise to help you find the right benefit plan. We serve residents of Washington, Oregon, and Idaho


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Group Insurance

Group Insurance

If you are a WA-based company and are interested in exploring your options with regards to group insurance, you've come to the right place!

Learn more about our Group Coverage

Individual Insurance