Seattle, WA 98134
8:00AM - 4:30PM
We answer employee questions and advocate to the insurance companies on their behalf.
We assist employers in meeting federal compliance requirements relating to employee benefit programs, ERISA (Employment Retirement Income Security Act), and ACA (Affordable Care Act).
Cummings, Fraser & Associates has over 35 years experience providing the best group health insurance & welfare benefits at the lowest possible cost and helping employees understand and appreciate the valuable benefits their employers provide them.
First, we’ll help you assess your benefit needs and goals. Then we’ll bid the market for you, keeping you up to date with industry changes and providing an array of customized benefit options that best fit your company’s size and needs.
We emphasize a partnership based on integrity, depth of experience, trust and the provision of exemplary service. Our goal is to build a long-term relationship with you and your company.
Phone: (206) 923-7312
Cell: (206) 313-9559
E-mail: jane@cummingsfraser.com
Phone: (206) 923-7300
Cell: (206) 683-0080
E-mail: dave@cummingsfraser.com
Phone: (206) 406-9820
E-mail: meredith@cummingsfraser.com
Phone: (206) 923-7301
E-mail: melanie@cummingsfraser.com
Account Manager
Phone: (206) 923-7303
E-mail: nancy@cummingsfraser.com
Analyst
Phone: (206) 923-7304
E-mail: erika@cummingsfraser.com
Compliance & Analytics
Phone: (206) 923-7308
E-mail: andrea@cummingsfraser.com
Account Manager
Phone: (206) 923-7311
E-mail: sarah@cummingsfraser.com
Sarah joined Cummings, Fraser & Associates in 2018 as an Administrative Assistant. She started working as an Account Manager in 2021 and primarily works on helping clients with renewals, enrollments, and benefit questions.
Sarah grew up in Los Angeles and moved to Seattle after receiving her Bachelor of Arts in Psychology. She enjoys spending time with family, friends, and her Siberian Husky. Her interests include hiking, camping, biking, rock climbing, and traveling.
Account Manager
Account Manager
Phone: (206) 923-7313
E-mail: michael@cummingsfraser.com
Our staff pursues continuing education at every opportunity.
We have over 35 years experience providing group health insurance benefit plans.
We identify innovative ways to manage benefit costs.
Carrier direct commission payments or a consulting fee.
Absolutely! Your benefits consultant works in tandem with your dedicated Account Manager.
We use different funding mechanisms, HRA’s, carrier tools, and technology
“This link leads to the machine-readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine-readable files are formatted to allow researchers, regulators, and application developers to access and analyze data more easily. https://healthy.kaiserpermanente.org/washington/front-door/machine-readable”
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