Group Insurance


CFA specializes in assisting employers with 1-500 employees. We’re appointed with dozens of local and national carriers and Association Health Plans and will work with you to find the best fit.


Group dental insurance often has better rates and less restrictions compared to individual coverage. Bundling discounts are often available when purchased alongside other lines of coverage.


Group vision insurance is inexpensive and provide a benefit for your employees for eye exams and hardware. Coverage is available for groups with 2+ employees.

Life & Disability

Life and disability insurance might be the second most important benefit you can provide your employees. This coverage is affordable and provides additional income when people need it the most.

Cummings, Fraser & Associates specializes in: